How are Indonesian SME cash requirements changing Does BNI provide cash management services to clients as they expand overseas
Our SME clients tend to manage their financial cash flow in conservative and traditional ways, and only a limited number of them require cash management or electronic banking e-banking systems. Their suppliers are also managed in a cash basis payment system. Most SMEs in urban areas have recently started moving to e-banking, while SMEs in rural areas tend to be more reluctant to use paperless banking services and prefer traditional bricks and mortar banks. In the case of export activity, they only limit the service on remittances. ...
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